South Florida Insurance Expert Witness Services
2016– Eleventh Judicial Circuit Court, Miami-Dade, Florida. On Defendant Insurance Company’s behalf, gave Deposition testimony regarding the insurer’s right to void a policy, ab initio, when policyholder made material misrepresentations on an auto application. E.L.S.R. CORP V. Esurance Property & Casualty Ins. Co., Case No. 2016-009203-CA-01, filed in the Eleventh Judicial Circuit Court, Miami-Dade County, Florida.
2016 & 2015-Fifteenth Judicial Circuit Court, Palm Beach County, Florida. On Plaintiff’s behalf, submitted Affidavit and gave Deposition testimony (2015) on the insurance Agent’s Standard of Care when placing a Construction and Payment Bond with an unauthorized and unregistered off-shore insurer. Qualified at Trial to testify on that issue in 2016. The Lexington Club Community Association, Inc v. Strategy Insurance Limited & Love Madison, Inc, Case No 50 2007 CA-0018961 filed in the Fifteenth Judicial Circuit Court, in and for Palm Beach County, Florida.
2016-Eleventh Judicial Circuit Court, Miami-Dade County, Florida. On Defendant Agents behalf, gave Deposition testimony on the insurance Agent’s Standard of Care in placing a liability policy for a convenience store. Issues included whether the Agent had a duty to also write Worker’s Comp coverage on an employee who was shot during a robbery. Mohammad Rashid v Shores Insurance, Inc Case No.: 11-18924 CA 23
2015– Thirteenth Judicial Circuit Court, Hillsborough County, Florida. On Plaintiff’s behalf, published an Affidavit on Defendant’s Motion for Summary Judgment on the issue of whether the insurance agent breached the Standard of Care when receiving information about an additional auto from a car dealership. Kevin Murnane and Steffenie Murnane v State Farm Mutual Automobile Insurance Company and Raymond Matthews d/b/a Ray Matthews State Farm Insurance Agency, Case No.: 13-CA-00985 Division A, filed in the Thirteenth Judicial Circuit Court, in and for Hillsborough County, Florida
2014 – United States District Court, Southern District of Florida. On Plaintiff’s behalf, published an Opinion Report on whether the Flood Exclusion manuscripted by the insurance company included damage caused to covered property by pressure exerted on it from the underground water table. Business Telecommunications Services, Inc v St. Paul Fire and Marine, Case No.: 1:13-cv- 24201-UU
2014 – Tenth Judicial Circuit, Polk County, Florida. On Plaintiff’s behalf, published an Affidavit on the issue of whether the Plaintiff made “material misrepresentations” on her Homeowner’s application allowing the insurance company to void her claim for sinkhole damage. Carmen Garcia v Tower Hill Preferred Insurance Company, Case No.: 2013-CA-002886
2014 – Middle District of Florida, Tampa Division. On Plaintiff’s behalf, published Opinion Report and testified in Deposition on the Agent/Broker Standard of care when soliciting a Personal Excess Liability policy. Vincent Mazzola v Brown & Brown, Case No.: 9:13-cv-01127-SCB-TBM, US District Court, Middle District of Florida, Tampa Division..
2013 – Broward County, Florida. On Defendant’s behalf, testified in Deposition about the Agent’s Standard of Care when writing Property Insurance Coverage on a conglomerate of more than 250 Condominium Associations. The issues included whether an Insurance Agent has a duty to set a property limit for the Insured; and under what circumstances does the agent becomes a fiduciary of the Insured? Ventnor B Condominium Association v. The Plastridge Agency, et.al. Case No.: 09- 037544-25 (17th Circuit, Broward County, FL)
2012– Hillsborough County, Florida. On Plaintiff’s behalf, testified in Deposition on the Exclusive Agent’s Standard of Care when voluntarily offering advice about General Liability Exclusions, and the Pollution Exclusion in particular. Positive Pool Service v Seibert Insurance Agency Case No.:10-7455 Division B (13th Circuit, Hillsborough, County, FL)
2012– Palm Beach County, Florida. On Defendant Insurance Agent’s and Company’s behalf, testified in Deposition about the Captive Agent’s Standard of Care in replacing a whole life policy with a variable life policy. Douglass Soref, Trustee v New England Life, et. al. Case No.: 50 2004 CA 011746 (15th Circuit, Palm Beach County, FL)
2011– Lee County, Florida. On Plaintiff’s behalf, testified in Deposition regarding the wrongful denial of a catastrophic homeowner’s fire insurance claim. Ambiguities in the wording of the application were an issue. Fredericks v Universal Case No.: 09-CA-00051 (12th Circuit, Lee County, FL
2011– Pinellas County, Florida. On Plaintiff’s behalf, wrote an Opinion Report regarding the projected additional cost of Flood Insurance resulting from an improper flood zone designation on an Elevation Certificate. Dunedin Development v George a Shimp & Assoc Case No.: 10-6755C1 8 (6th Circuit, Pinellas County, FL)
2009– Martin County, Florida. On Defendant’s behalf, testified in Deposition regarding Captive Agent’s Standard of Care as it relates to the agent’s duty to advise. State Farm v. A and M Food Store Case No.: 05-413CA (19th Circuit, Martin County, FL)